Does Your Profession Require California Contractors Insurance?

Does Your Profession Require California Contractors Insurance?

When someone needs something built, whether it is a bridge or house, they will hire a type of contractor to get the job done. It is vital for all contractors to have insurance to protect them in case anything happens regarding their completed work. Every state has different requirements about contractors insurance, so Budget Contractors Insurance recommends checking with your state’s laws. Did you know in the state of California, contractors insurance is required by law for individuals who contract their skills to businesses or other individuals? In order to work as a contractor, you must provide proof of insurance and register with the State Licensing Board. 

Here in California, contractors insurance covers a diverse range of jobs. The State Licensing Board has three different categories: general engineering contractors, general building contractors, and specialty contractors. Many professions fall under these three categories, so depending on your job title you will need to select one of the three licensing classes. Listed below are just a few of the many professions that require contractors insurance in the state of California.

Engineering: Building: Specialty:
  • Irrigation
  • Harbors
  • Overpasses
  • Airports
  • Power Plants
  • Houses
  • Offices
  • Buildings
  • Carpentry
  • Framing
  • Swimming Pools
  • Welding
  • Plumbing
  • Painting
  • Flooring


We cannot list all of the jobs that are required by law to have this type of insurance, because the list is too long. However, if you have any questions about if your field needs to be insured, our professional team at Budget Contractors Insurance is happy to answer any questions you might have. We can even discuss in detail what is covered and not covered by contractors insurance. If you are interested in life insurance, general liability, workers’ compensation, health insurance, or contractors’ bonds, we can assist you with all of these too.

If you are in need of California contractors insurance, you can rely on Budget Contractors Insurance to have the right coverage for you. Request a personalized estimate depending on your career by calling our office at (800) 306-1200 right away. Do not forget dependable coverage for your business is just one phone call away and there is no need to wait any longer.

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