Budget
Contractors
Insurance
Protect Your Business with
Affordable Contractor Insurance Solutions
The Numbers Speak for Themselves
Discover the trust and reliability in our services. With proven results and customer satisfaction, our numbers speak for themselves.
15,000+
Satisfied Contractors
10,000+
Customized Policies Delivered
35
Years of Experience
About Us
Protecting Contractors,
Building Confidence
At Budget Contractors Insurance, we specialize in providing tailored coverage solutions for contractors and small businesses. Our mission is to safeguard your hard work and ensure peace of mind, so you can focus on what you do best—building and creating.
Our Services
Protecting Contractors with Tailored Insurance Solutions for Every Project
General Liability Insurance
Protects against third-party injuries, property damage, and legal fees.
Bond (License bond, performance bond, payment bond)
Ensures compliance and supports business credibility.
Workers’ Compensation
Covers medical costs and lost wages for work-related injuries.
Commercial Auto Insurance
Safeguards company vehicles against accidents, theft, and liability.
Health Insurance
Helps cover medical costs, providing access to essential care.
Life Insurance
Offers financial protection to loved ones in case of unforeseen events
Get the Coverage Your Business Deserves
Ensure your business runs smoothly and confidently with our affordable and comprehensive insurance plans. From general liability to workers’ compensation, we've got you covered.
Everything
About
Contractor Insurance
We’re here to simplify your insurance needs. Browse these frequently asked questions to understand how our contractors insurance options can safeguard your business and provide peace of mind.
What is a Contractor’s Licensing Bond and do I need it?
A Contractor’s Licensing Bond ensures you comply with local and state regulations, often required for licensing. It provides clients with assurance that you will fulfill your contractual obligations.
What does General Liability Insurance cover for contractors?
General Liability Insurance protects against third-party claims of bodily injury, property damage, and personal injury that may occur during your work. This coverage is essential for protecting your reputation and avoiding financial losses.
What does Commercial Auto Insurance cover?
Commercial Auto Insurance provides coverage for vehicles used in your business. It covers costs arising from accidents, property damage, and injuries that occur while using vehicles for work-related tasks.
How does Health Insurance benefit me as a contractor?
Health Insurance offers contractors and their employees access to medical care, helping to reduce healthcare costs. It ensures that you and your team stay healthy and protected from high medical expenses.
Why should contractors invest in Life Insurance?
Life Insurance helps ensure your loved ones or business partners are financially secure in the event of your passing. It can cover lost income and outstanding business debts, providing peace of mind for you and your family.
Customer Testimonials
"As a contractor, it’s important to have the right insurance to protect my business. Budget Contractors Insurance made the process easy and affordable. Their team took the time to help me understand all my coverage options. Now, I can focus on growing my business knowing I’m fully protected."
- Jason R. General Contractor
"After working with several insurance providers, Budget Contractors Insurance has been by far the best. Their customized coverage options tailored to my unique needs as a contractor have made all the difference. I highly recommend them to anyone in the construction industry looking for reliable insurance solutions."
- Lily A. Electrical Contractor
"Budget Contractors Insurance has been a lifesaver for my business. Their affordable plans with comprehensive coverage protect both my crew and the work we do. It's reassuring to have an insurance provider who understands the challenges of the contracting world."
- Nathan S. Plumbing Contractor
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